Boat & Yacht

Boat & Yacht Insurance

Whether you own a sailboat, yacht or mega-yacht with a full-time captain and crew, we provide access to the most comprehensive coverage and services available.


Boat insurance safeguards your boat or personal watercraft (PWC) investment. Whether you navigate lakes, rivers, or ocean waters in the United States, we help maintain your peace of mind. Whether you need a new boat insurance policy or want to save money, we can assist you in getting started with a free boat or yacht insurance quote.

Why do you need boat or yacht insurance?

A boat or yacht insurance policy offers essential protection for you and your vessel. Without a dedicated boat or yacht insurance policy, you may be underinsured, potentially leading to significant out-of-pocket expenses for unforeseen accidents. While many homeowners policies provide limited coverage for boating risks, they often fall short of fully addressing your needs due to:

  • Size restrictions.
  • Limitations on horsepower.
  • Limits on damage coverage.

Boat and yacht insurance can provide coverage for:

  • Damage to your boat or yacht including hull, sails, equipment, and more.
  • New boat or yacht replacement.
  • Fuel spill liability.
  • Liability to pay for damages and injuries you cause if you hit another boat, person, dock.
  • Medical coverage for you and persons in your boat or yacht.
  • Wreckage removal.

Contact us today:

For a complimentary quote for your boat or yacht, contact us today by calling (305) 265-8118.